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Custom Cabin in Santa Fe Trail Ranch

πŸ’Ž Happy Saturday! πŸ’Ž

Have a great new listing here in the beautiful Santa Fe Trail Ranch this morning.

Just a short drive into Trinidad and right next to the new Fishers Peak State Park!

Custom Built ~ πŸ›Œ 3 bedroom ~ πŸ› 3 bath ~ πŸš— 2 car garage

Trinidad is HOPPIN’. Get in while the gettin’ is good!
Give me a call and let’s go check this one out today!

πŸ’² ~ ⬇️⬇️⬇️
πŸ”— ~ 33349 Alpine Meadows Drive Trinidad CO

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

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Black Hills Ranch ~ Trinidad CO

🌻 NEW LISTING! 🌻

Just North of Trinidad in wide-open Black Hills Ranch, this cute lil’ home is ready and waiting for your finishing touches!

The large master suite is upstairs and has its own private deck with great views of the mountain range, Fisher Peak, and the Spanish Peaks.

The main level offers a second bedroom and a full bathroom.

Nice garden area already established, and plenty of room to expand. Bring your animals too!

There are views for days on every bit of this property and the dark skies and stars will have you in awe year-round!

Let’s go check it out today!

πŸ’² ~ ⬇️⬇️⬇️
πŸ”— ~ 23920 Adams Road, Trinidad, CO 81082

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

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Amazing Views in Trinidad!

πŸ”₯ NEW LISTING! πŸ”₯

You’ll love this single-level, 3b 2b, custom-designed home with over 2 beautiful acres. Mountain living feeling – only minutes from downtown Trinidad!

Some favorite features are the oversize solid wood doors that compliment the high ceilings throughout & the large picturesque windows in the living/dining room that showcase the mountain & city views perfectly.

The kitchen offers custom wood cabinets, granite countertops, large pantry & stainless steel appliances. Gorgeous acid-etched concrete floors with in-floor radiant heat throughout. Large master suite with spacious walk-in closet.

French doors open to an office or den that boasts large bay windows. Also includes an attached 3 car garage with a dividing wall that separates one from the other two.

The land has been fire mitigated and is ready for you to enjoy!

Let’s go check it out! πŸ πŸ”‘

πŸ”— ~ 414 Memory Lane Trinidad CO

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

GET YOUR FEET OFF CONCRETE!

⭐ Rugby Ranch ~ Aguilar CO ⭐

Get away from it all on this spectacular 35-acre parcel. Far out feel, but less than 5 miles from I-25!

Pocket meadows, gentle terrain, FABULOUS wide-open views of the east, and a large viewing platform ready to kick back and start relaxing on.

There is an overgrown driveway once used for RV parking…

Bring your mower, some muscle and vision and shape your ultimate vacation landing spot today!

πŸ’° ~ β¬‡οΈπŸ€―β¬‡οΈπŸ€―β¬‡οΈ

πŸ”— ~ TBD Rugby Ranch # Lot 37 Aguilar, CO

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

BEAUTIFUL Tres Valles Lot #66

✨ Tres Valles ~ La Veta CO ✨

A gorgeous 5-acre lot perfect for getting away or to build your new mountain dream home!

Unobstructed, stunning views of the area dike wall, the Spanish Peaks, and the entire valley below. The association offers year-round access on well-maintained roads, underground power, and a community water system!

The property owners have 2500 acres of common area to explore with numerous trails and stocked trout ponds to enjoy. Abundant wildlife frequent the area, including elk, bighorn sheep, bear, turkey, deer, coyote, bobcat and pronghorn.

Just minutes to the town of La Veta for all the amenities, local shops, dining and entertainment.

Seller will consider owner financing options!

🌲 #GetYourFeetOffConcrete! 🌲

πŸ’° ~ β¬‡οΈπŸ€―β¬‡οΈπŸ€―β¬‡οΈ

πŸ”— ~ https://myre.io/0DZxlhDJV4Wq

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

ATTN: Investors! ~ 1101 E Main Street Trinidad, CO

πŸ’₯ The El Paso Liquor Store ~ Trinidad, CO πŸ’₯

This fully operational, well-known, income-producing, DRIVE-THRU liquor store in Trinidad is ready for you to just walk right into, as they say.

Highly visible 10,000+ square foot lot right on Main St.

The primary building has been completely remodeled and there is a largely unused building in the back ready for your new vision.

This listing includes a security system, several coolers, deep freezer, computer, sign, storage racks, shelves, register, and more…

(Liquid Inventory is to be offered and sold completely separately.🍾πŸ₯‚)

Tons of potential here! ~ Give me a call and let’s chat! πŸ‘€πŸ”₯πŸ”‘

πŸ’² ~ β¬‡οΈπŸ€―β¬‡οΈπŸ€―β¬‡οΈ

πŸ”— ~ https://myre.io/07M4PchUrZCq

πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

6647 & 6614 Highway 12 ~ Stonewall, CO

🌲 Livin’ the Dream! 🌲

Rare opportunity to purchase one of the few cabins nestled in the quaint village of Stonewall. This well-loved beauty sits on a grassy corner lot right under a magnificent chunk of dike wall…

Spacious bedrooms and open concept living and kitchen area.

Nice covered porch to sit back and enjoy the comings and goings of the local deer and the sounds of the birds and the seasonal creek that flows right through the property. 🐾

Whether as a getaway or to make it your primary—this one won’t last long.

Call me today!

🌐 ~ sarahmanshel.com
πŸ“¬ ~ sarah.manshel@exprealty.com
☎️ ~ (719) 212-9008

πŸ’° ~ β¬‡οΈπŸ€―β¬‡οΈπŸ€―β¬‡οΈ

πŸ”— ~ 6647 & 6614 Highway 12 ~ Stonewall, CO

Payments and Fees to Expect When Buying a House

Down Payment: Different banks, loan types and types of properties will all have their own different requirements for down payment that range from 3% to 20% or more of the purchase price.

Principal and Interest: Depending on your loan structure, typically paid monthly… 

Taxes: You can expect to pay the amount of property taxes assigned by the County Assessor through your escrow. These can fluctuate year to year, and also will be adjusted if you make any improvements or changes to said property. 

Homeowner’s Insurance: Usually required before you take possession of your new home, prices vary depending on where you live, the value of your home and what company you’re with.

According to Bankrate: β€œThe average cost of Colorado homeowners insurance annually is $1,495, several hundred dollars above the national average cost of home insurance, which is $1,211.”

Private Mortgage Insurance (PMI): Insurance for the lender to protect against non-payment. 

According to Bankrate: β€œβ€¦the average range for PMI premium rates was 0.58 to 1.86 percent as of November 2020. Freddie Mac estimates most borrowers will pay $30 to $70 per month in PMI premiums for every $100,000 borrowed.”

This charge can be avoided by putting 20% or more down, or by cancelling when you do reach a 80% Loan-to-Value ratio. FHA loans require PMI for the life of the loan.

Points / Origination Fee / Discount Fee:

The fee charged by your lender for processing the loan. 

According to Investopedia: β€œAn Origination Fee is typically 0.5% to 1% of the loan amount and is charged by a lender as compensation for processing a loan application. Origination Fees are sometimes negotiable, but reducing them or avoiding them usually means paying a higher interest rate over the life of the loan.”

Credit Report: An up to date report from one or all of the major ratings agencies is most always required by lenders.

Title Policy Search: According to Investopedia: β€œA Title Search is an examination of public records to determine and confirm a property’s legal ownership, and find out what claims or liens are on the property.”

Title Policy Insurance: β€œTitle Insurance protects both lenders and homebuyers against loss or damage occurring from liens, encumbrances, or defects in the title or actual ownership of a property.”

Survey: If one doesn’t already exist, buyers may want to get a survey to determine the exact boundaries of the property. According to HomeAdvisor, typically the charge for this is about $500 per acre, but could be more or less.

Appraisal: An Appraiser is an independent party that generates a fair-market-value report. 

According to Bankrate: β€œA typical, single-family home appraisal will range from $300 to $450 and can vary depending on a number of factors, including the size of the home, the value of the property, condition of the property and the level of detail involved in the appraisal. A large home or property can impact the cost of the appraisal. In larger cities or areas of high labor costs, the range may be significantly higher of $500 to $800..” 

Escrow: Escrow is the entity that holds the initial payment while the transaction is finalized.

Legal Fees: Some transactions are more complicated than others and may require the services of an attorney. 

Property Tax: Property tax is always prorated on the closing statement and will either be a credit or debit.

Colorado State Recording Fees: Up to $200

Notary Public: Notaries verify your identity. Typically about $125

β€˜Document Preparation’ & Other β€œJunk Fees”

Some lenders have this, others don’t. Some roll these costs into the Origination Fee—either way they often come as an unpleasant surprise, so be sure to ask your lender about them in advance of closing.

Propane: If the home uses propane, then the remainder of what’s left in the tank at the time of sale will have to be reimbursed to the seller. 

…Other miscellaneous fees may apply as well on a case by case basis.

Give me a call anytime to chat about any of this, or anything else in the real estate world.

(719) 422-3116 / SARAH.MANSHEL@GMAIL.COM

SUBDIVISION: “Tres Valles West”

Tres Valles West is a gated community covering approximately 3000 acres in the Sangre de Cristro Mountains in southern Colorado, 7 miles northwest of the town of La Veta. Eighty 5-acre building sites are spread along winding roads with 90% of the total property designated common land for use by all.

Tres Valles is a unique, beautifully maintained subdivision that sits at the foot of Mt. Maestas overlooking the Cuchara Valley and the Spanish Peaks to the South.

T.V. boasts 2500(+/-) acres of common area for property owners to hike, bike or ATV, as well as two stocked ponds for outdoor recreation, as well as close access to BLM in the surrounding area. Typically 5(+/-) acre lots. Electricity, phone and high speed internet services are available. Trash pickup, year-round road maintenance, and free gravel are just a few perks provided by the community.